David Bayliss

For over a decade, we have been helping home buyers achieve their goals.  We are pleased to offer our team's proven financial advisory and excellent reputation to clients who are ready to buy or build the home of their dreams.  David & Lynda Bayliss are the Branch Managers for Southwest Funding Branch #952.  Natalie Dukate provides marketing support and Chandra Freeman, Sheri Morales and Cindy Harris support the branch operations.  Troy Malone is David's loan coordinator. 

Southwest Funding is proud to be the preferred mortgage firm of notable DFW-area Realtors®, agents, brokers and builders.  Financing is but one part of the complex process of home buying, and all the service providers must come together as one cohesive team.  Our strong relationships with many agents and firms create a smooth experience for the buyer – from pre-qualification to after closing.

Home buying is the fastest path to building wealth, according to a recent study performed for the Consumer Federation of America.  Even in these volatile economic times, building your equity and credit via a home purchase is a stable way to invest in your future.

Since a home purchase is a financial investment, shouldn't selecting the right mortgage company be informed by more than a billboard sign?  The lender you choose will be at your side for fifteen, twenty years or more.  Your relationship with your mortgage broker should be chosen with the same care you would bring to selecting a bank for your checking account, or an investment firm for your retirement fund. 

The mortgage market is in the midst of rapid changes, and you might need to learn more about what types of loans are available today.  We offer conventional, VA, FHA, USDA and jumbo loans, and welcome the opportunity to provide more information about these options.

We invite you to call our Southwest Funding branch, and schedule a time to sit down with one of our experienced loan officers.  We can help you design the best strategy for financing your new home, and provide industry-standard resources and data to help you decide what mortgage is right for you.

We can also answer questions you might have about this rapidly changing market, such as:

"How will the sub-prime mortgage crisis affect my ability to get competitive rates right now?"

"What does the Fannie Mae / Freddie Mac conservatorship mean for the mortgage industry today?"

"Have mortgage insurance or down payment requirements changed due to the current housing situation, and how will that affect me?"